WHO WE ARE
Typically, we focused on providing small loans, or microcredit, as the primary service to clients. Unlike formal bank loans, these microloans are of small dollar amounts that do not require collateral. Repayment terms are usually designed to match a client’s cash-flow, so that she may repay in small and frequent amounts over a long period of time.

Interest rates charged to our borrowers are designed to cover the administrative costs, which are much higher than those of more traditional banks. For example, we work with clients in rural areas that are geographically cut off from formal banking. To reach these clients, our loan officers must spend hours traveling on rough and often dangerous roads.

But microloans are only one piece of the puzzle. We more broadly encompasses all types of financial services, such as savings and insurance, and sometimes includes non-financial services such as healthcare and educational programs. By offering more diverse products and services, we are able to expand their poverty outreach.

WHAT WE DO
Boston Premier invests in people by providing credit, through loans, to cooperatives and development organizations dedicated to serving the poor. As these loans are repaid over time, we achieve the first “bottom line” for investors – financial returns. But we also want to make sure that these loans are making a real difference – that the recipient clients improve their lives by beginning to move out of poverty.

Boston Premier’s primary goal has always been ensuring the welfare of these end clients: they are the ultimate recipients of Boston Premier’s investment. That’s the second “bottom line” – the social return earned through social impact and performance.

Boston Premier loans are intended to encourage this double bottom-line approach. And we know that in the world of social investing, our investors also are seeking both a social and a financial return.

OTHER SERVICES

• Solidarity Guarantee Group Account
• Commercial Papers
• Personal Loans
• Short Term Finance
• Working Capital Finance
• Susu Loans
• Solidarity Guarantee Group Loans
• Cash Management
• Investment Advisory Services
• Non-Financial Services